Ozow is revolutionizing the way we make payments. Their oh-so (or Ozow) easy, automated and ultra-secure pay-by-bank solution allows customers to pay in just a few seconds, using platforms like SMS, eCommerce, eBilling, QR Code, and instore Point-of-Sale (POS). With real-time payments, instant transaction notifications and automated bank reconciliations, merchants can reduce their risk of charge-backs and enjoy transaction fees as low as 1.5%, with no monthly costs, setup fees, or minimum charges. Furthermore, merchants processing up to R1m per month can use Ozow for free in their first year. Ozow is committed to financial inclusion on a continent where many people lack payment options, enabling smaller businesses to access a wider audience. Paying with Ozow is easy, fast and trusted, making commerce accessible to all.