In accordance with AVBOB-s mutual status, the Society may from time to time (at its sole discretion) make ad hoc special additions and changes to the benefits available to policyholders by virtue of their membership (i.e. as member benefits).

The Society has introduced free funeral benefits, which are available to members whose policies are in force and where a comprehensive funeral is conducted by AVBOB Funeral Service Limited.

In terms of the FREE funeral benefits*, a member and all persons covered under the policy will be entitled to the following, (subject to the stated amounts and conditions which may change from time to time):
A FREE basic funeral to the value of R11 000 consisting of funeral services, a coffin and a hearse plus FREE transport of the deceased within the borders of South Africa where the policy is in force and the insured person was covered for 24 months or longer. In addition, a cash benefit of R2 500 is provided to cover incidental funeral expenses*.
A 15% discount (maximum of R4 000) on specified funeral services where the policy is in force and the insured person was covered for less than 6 months and the death of the insured person occurred as a result of natural causes*.
Your own AVBOB Reward Account which becomes available at death or age 65*
A R4 000 discount on a funeral and FREE transport of the deceased within the borders of South Africa where the policy is in force and the insured person was covered for less than 6 months and the death of the insured person occurred as a result of unnatural causes*.
A R4 000 discount on a funeral and FREE transport of the deceased within the borders of South Africa where the policy is in force and the insured person was covered for 6 months or more but less than 24 months*.
The FREE basic funeral* excludes any external costs such as cremation and grave costs.

These discretionary benefits remain a privilege of the policy and the value of these member benefits will be adjusted from time to time as they are renegotiated with service providers in order to ensure members continue to receive benefits that are relevant. Any changes to the benefits will be communicated annually to policyholders and the latest benefits will be available on this website.